2013 Pay Off Debt Renovation Saving Money 
Family Balance Sheet
OCTOBER 18, 2019
Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. 2 – Increase business emergency savings. 3 – Cash flow necessary business expenses and renovations.
Family Balance Sheet
JUNE 22, 2020
After the first year, the new business debt weighed on me. Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. By the summer of 2013, we found ourselves in a pickle–we had too much debt and not enough cash flow. We stopped retirement contributions.
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