Family Balance Sheet

APRIL 9, 2021

After the FPU class, we looked at our debts differently. Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JANUARY 1, 2015

And 2015 is no different. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. Tantrum aside, it’s still going to take years, but there is room for us to make some considerable progress in 2015.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

OCTOBER 18, 2019

After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage. Our Debt Freedom Plan (October 2019 Update): Exact numbers have been omitted at this time. 1 – Save a starter Home Emergency Fund.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. Increase Family Emergency Fund to Six Months Salary. Currently, we have about 3 months salary saved, but we are self-employed and should have a six month security net. Start a Car Replacement Savings Account.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Her 2017 goal is to save $20,000 in cash. Elle and her husband paid off a car loan and saved cash for their next car.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100