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My Personal Goals for 2018

Family Balance Sheet

Aside from a health concern with one of my daughters , 2017 was a great year, however, I was distracted by non-necessities, so my overall theme for 2018 is to use my time more wisely on the people and things that are important to me. I’ll update you on my family’s financial goals for 2018 in another post.

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Our 2019 Financial Goal

Family Balance Sheet

In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018. Our 2018 Financial Goals: Finish our Will. In March of 2018, we had our wills, medical directives, and powers of attorney completed by an attorney. It was routine for us.

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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? Our 2 Main Financial Goals for 2018: 1 – Finish the will. Shame on us for dragging our feet on this for too long. We’d like to start saving for it in 2018, if possible. The Guidelines for 2018: 1. I’d like 2018 to be the year that we clean out our clutter.

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Christmas Savings Club | August September 2019

Family Balance Sheet

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

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Christmas Savings Club | October 2019

Family Balance Sheet

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). She and her husband also used a visual motivation chart posted on their refrigerator. What need are you trying to fulfill by over spending or shopping?

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From Hero to Zero

For the Mommas

Years ago when I was struggling, this used to wear me out. And wouldn’t that make your 2018 better? What you did last month (or last game, if it’s football), doesn’t matter this month (or this week). You may have been the top producer last month, a hero, but now you’re at zero again.

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