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2019 Debt Freedom Plan Update

Family Balance Sheet

We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities. Our 2019 Financial Goal. Our Debt Freedom Plan (October 2019 Update): Exact numbers have been omitted at this time. We limited our dinners out.

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Five Frugal Things | a regular tree

The Frugal Girl

I got my internet bill reduced I noticed that the price had gone up, so I got on a chat with the Verizon rep. My phone is a 2019 model, so I’m not gonna lie: I AM a little tempted to upgrade to one with a nicer camera. So, when I saw someone offering a bag of silver Christmas balls, I said, “Yes please!” Your turn!

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Frugal February

Family Balance Sheet

One month down for 2019. We have only one financial goal for 2019 and we made some progress in January. One way to track you spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day. Invite friends over for a potluck/game night, instead of going out to dinner.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019. We LOVE to go out to dinner! Years ago, our cable bill doubled in price. The Heavy Hitters: 1.

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Have a Mindful March!

Family Balance Sheet

We made one big financial goal for 2019 and are striving and working hard to make progress. Our goal for 2019 is NOT to feel deprived, but rather find creative ways to get through the year without unnecessary spending. I have used up quite a bit from the freezer, but not to the extent that I reduced our grocery bill.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind. After paying off our last non-mortgage debt in September 2019, we updated our Debt Freedom Plan. Budget items we are temporarily stopping for now: EVERYTHING ELSE! More family time!

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Saving Money at Disney World with Kids’ Meals

Saving Everyday

The picture above is the kids’ burger from Pecos Bill Tall Tale Inn and Cafe located in Frontierland at Magic Kingdom Park. For $7.69 (updated September 2019), you get a decent size cheeseburger, a mandarin orange, applesauce, and your choice of milk, apple juice, or a small bottle of Dasani water. Just kidding.