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2019 Christmas Savings Club

Family Balance Sheet

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. any savings from sales and coupons washed away from the interest accrued from unpaid credit card balance(s). Step 1: Create a 2019 Christmas Budget.

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Summer Fun Guide 2019

Family Balance Sheet

Join my email community HERE and receive FREE Printable 2019 Summer Calendar Pages. Budget Your Summer Fun! Start writing a budget today if you haven’t started already. This Summer Budget Planner is included in my Family Budget Spreadsheets package. How much is summer going to cost you and your family?

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5 Steps to Saving Money Using Just Envelopes

Couponing 101

We are a quarter of the way through 2019, and that means it’s time to check in on those new year’s resolutions! So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. Step 2: Determine Your Budget. What are your tried-and-true ways for sticking to a budget?

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How to Avoid Overspending on Black Friday

Couponing 101

Unfortunately, Black Friday can also suck your budget dry without you even noticing. But you don’t have to fall into the trap and blow your entire holiday budget in one fell swoop. Set a Budget. Setting a budget may not scream “fun,” but it can help you keep your spending in check.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts.

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