Family Balance Sheet
JANUARY 25, 2019
I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. Did you use cash or put your purchases on a credit card? A credit Christmas equals: a “how are we going to pay for this” Christmas.
Family Balance Sheet
SEPTEMBER 25, 2019
Welcome to the 2019 Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. I’m challenging myself to find the cash outside of our budget.
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Family Balance Sheet
OCTOBER 25, 2019
Welcome to the 2019 Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. I started the year challenging myself to find the cash outside of our budget.
Family Balance Sheet
APRIL 9, 2021
We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Number 4 was knocked out in 2019. Update: DONE Sept 2019!! DONE November 2019. A student loan?
Couponing 101
MARCH 26, 2019
We are a quarter of the way through 2019, and that means it’s time to check in on those new year’s resolutions! So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. Step 2: Determine Your Budget. Do not use a credit or debit card!
Family Balance Sheet
MAY 6, 2020
For many households, their finances and budgets are in limbo. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement.
Family Balance Sheet
FEBRUARY 6, 2021
New furniture wasn’t in the budget for this project, but we sold some other unused furniture in November and we now have enough to pay for the new furniture. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. We…took out a car loan. year-old van.
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