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Our Family Finances Update: January 2021

Family Balance Sheet

January 2021 was a month of extremes in my family’s finances. Found Money in January: $1681. I started donating plasma in January!!! A friend referred me and by the end of January, I made $591. I said goodbye to mini-van life in January when we traded in our 2007 Honda Odyssey for a 2018 Toyota Highlander.

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2019 Christmas Savings Club

Family Balance Sheet

On January 25, you might not want to even think about Christmas. I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. a stressful January and beyond. Step 1: Create a 2019 Christmas Budget.

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2019 Christmas Savings Club | February Meeting

Family Balance Sheet

On January 25, 2019, I started the Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . Also let us know HOW you found or saved the money.

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Unbeatable Beauty Deals at The Body Shop

Couponing 101

Ongoing through January 2020, The Body Shop is offering 2 Tea Tree Peel-Off Masks for $10. Expiring October 1st, 2019 – 20% off when you buy regular priced gift products. Buy 1 Get 1 50% Off when you buy regular priced shower gel and body butter with promo code PERFECTPAIR through November 4th, 2019.

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Frugal February

Family Balance Sheet

One month down for 2019. How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. I’m going to challenge myself to use up cleaning supplies and health & beauty products before buying anything new. 5 – Plan ahead.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. In January and February, my husband and I were contemplating replacing our 12.5 We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

When that loan was paid off, we put that full monthly amount towards the third loan and this continued until September 2019 when we made our last non-mortgage loan payment. We methodically worked through our plan and in September 2019 we were treated with the ultimate reward for our hard work– freedom from our non-mortgage debts!

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