Family Balance Sheet
JANUARY 25, 2019
I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. Did you use cash or put your purchases on a credit card? A credit Christmas equals: a “how are we going to pay for this” Christmas.
Family Balance Sheet
SEPTEMBER 25, 2019
Welcome to the 2019 Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. My monthly goal is $100.
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Family Balance Sheet
OCTOBER 25, 2019
Welcome to the 2019 Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. My monthly goal is $100.
Family Balance Sheet
MARCH 11, 2021
Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. Check your Credit Report.
Family Balance Sheet
APRIL 9, 2021
We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Something happens mentally when you WRITE down your goals and plans for execution. Number 4 was knocked out in 2019.
Savings Corner
DECEMBER 24, 2023
For example, your home would count toward your net worth if you’re willing to use it for a home equity line of credit or sell it should the need arise. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances.
Family Balance Sheet
FEBRUARY 6, 2021
Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. The backstory: In November 2019, my van was in need of new tires and I was debating on whether to get the new tires or start looking for a replacement vehicle. We…took out a car loan. Yes, you read that correctly!
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