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Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. Our journey to debt freedom started back in 2013 when we found ourselves saddled with business and student loans.

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Our 2023 Financial Goals

Family Balance Sheet

The last time we wrote numbers-driven financial goals was 2019. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. I did achieve this goal and ended up calling it our Family Vital Information Binder. A few of our debt payoff trackers.

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My 2020 Financial Goals & A Recap of 2019

Family Balance Sheet

However, 2019 was the first year that I found a word that I could stand by. I adored my word and everything about what I was trying to achieve for 2019. By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. My word was REDUCE: Non-mortgage debt to zero.

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Richard Liu’s Company JD.com Appears On The Fast Track For Early 2019

Prairie Eco-Thrifter

Using artificial intelligence, big data analytics, past financial information and a look at spending habits, they now have a program that can evaluate user credit and help government officials and financial institutions make important decisions based on a credit profile. This program has been in addition to other advanced tech JD uses.

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