Remove 2019 Remove Emergency Fund Remove Making Remove Shopping
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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.

Debt 130
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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I have written often about the importance of an emergency fund. We shopped around and test drove several, but I couldn’t shake a feeling of discomfort. We’ll concentrate on numbers 1 – 3, so we can make our emergency savings last as long as possible. Plus, I was getting antsy for a new car.

Budgeting 246
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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? It took us years to pay it all off, but we achieved it in 2019. I couldn’t imagine making the monthly payments for the full term of the loans, so I concocted an idea to pay them off early and wrote our Debt Freedom Plan. We said NO to a lot, and that isn’t fun.

Debt 130