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Christmas Savings Club | May 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. I’m challenging myself to find the cash outside of our budget.

2019 100
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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

When that loan was paid off, we put that full monthly amount towards the third loan and this continued until September 2019 when we made our last non-mortgage loan payment. The monthly payment for each loan slowly increased as we paid off loans AND we added any additional cash we could find. How to Build your Emergency Fund.

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How We Frugal-ed in February 2020

Family Balance Sheet

This new routine only costs me $3 for the pick-up and I’m finding it’s well worth it. It was Sept 17, 2019 and I have about 1/3 box left. Thrifty Finds in February: I try to hit up my favorite thrift store at least once a month. I keep a list of things to look when thrifting. January: $26.75 from Ibotta.

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Have a Mindful March!

Family Balance Sheet

We made one big financial goal for 2019 and are striving and working hard to make progress. Our goal for 2019 is NOT to feel deprived, but rather find creative ways to get through the year without unnecessary spending. You might find some interesting habits. I want to find some snack ideas for active and growing athletes.

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Our 2018 Financial Goals

Family Balance Sheet

If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! If not, we’ll start saving in 2019. However, we could use a year of extra thriftiness to find any extra funds to accelerate the $10k. Our estimated payoff date is by the end of 2019.