Family Balance Sheet

JANUARY 25, 2019

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. And if you paid cash for Christmas in 2018, but want some encouragement to save for this year, this club is for you too! Did you over spend?

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. However by late summer, I found it easier to set aside the money directly from our budget.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. Our Debt Freedom Plan (October 2019 Update): Exact numbers have been omitted at this time.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Couponing 101

NOVEMBER 18, 2019

You might also consider buying seasonal clothes your child can start wearing right away, like winter coats and holiday sweaters. For more information on how to save money at The Children’s Place, check out our savings guide ! Shipping is free. Shop through Rakuten for an extra 1.5%

Fridays 56

Fridays December At&T Saving Money 56

Couponing 101

NOVEMBER 18, 2019

But you don’t have to fall into the trap and blow your entire holiday budget in one fell swoop. This is particularly true around the holidays when you might be tempted to buy items you could use as gifts just in case. Black Friday can be a great opportunity to save money on your wishlist items.

Fridays 58

Fridays Re-use Budgeting Budget 58

Family Balance Sheet

JANUARY 17, 2018

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! Save for a camper upgrade. If not, we’ll start saving in 2019.

Financial Goals 113

Financial Goals Goals 2018 Debt 113