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Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

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Where I found money in February

Family Balance Sheet

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. In January 2020, we booked round-trip flights to Paris for the four of us. This trip was a reward for our years of paying off six figures of debt , and we were going to pack a lot into our week.

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Where we found money in March 2021

Family Balance Sheet

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. We’ve had an Aflac Accident plan for many years and have never needed it until the fall of 2020 when we used it twice. Over the years, I have found money through rebates, refunds, online sales, and even the ground.

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Where I found EXTRA Money in May 2021

Family Balance Sheet

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. My beautiful petunias in 2020. I made quite a bit more from the 4th quarter of 2020 where I do most of my Christmas shopping. Yep, I found a $20 bill while running on the beach! Rakuten: $11.31.

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How We Paid off Six Figures of Debt

Family Balance Sheet

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

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