Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. We’ve had an Aflac Accident plan for many years and have never needed it until the fall of 2020 when we used it twice. I’m saving my plasma money for summer trips and activities.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. In January 2020, we booked round-trip flights to Paris for the four of us. I’m saving my plasma money for summer trips and activities. Yep, I found a $20 bill on a morning run at the beach!

February 257

February Money Airline Flights 257

Family Balance Sheet

JUNE 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. My beautiful petunias in 2020. I made quite a bit more from the 4th quarter of 2020 where I do most of my Christmas shopping. This money was put into my Christmas Savings account. Rakuten: $11.31.

Money 130

Money May Donation 2020 130

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. After the FPU class, we looked at our debts differently. Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. In fact, it sucks!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. When I first heard Dave Ramsey talk about holding off on retirement contributions, I shrugged it off. How do you eat an elephant?

Debt 130

Debt Health Insurance Insurance Budgeting 130