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Retirement Calculator — Free Calculators for 401K, Roth IRA, Savings and More

Savings Corner

Setting retirement goals When it comes to retirement planning, it’s hard to meet goals you haven’t set. An IRA, or individual retirement account, is a tax-advantaged account that savers open on their own through a bank, credit union or brokerage. A 457 plan is offered to government workers.

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Investment Methods

Prairie Eco-Thrifter

When I retired, I used this method to re-invest the proceeds from my company 401K (that I had rolled into an IRA). It caught me by surprise that the stocks/mutual funds in which I invested while in the 401K could not be transferred in kind to my IRA. Instead, they had to be sold within the 401K and the proceeds reinvested in the IRA.

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What Makes a Saver?

Prairie Eco-Thrifter

A smile or a word from a parent or teacher, seeing someone enjoying their savings, a chance combination of a happy conversation, a sun shiny day and an increased amount in the piggy bank – all may result in one child’s brain being wired towards the pleasure of saving. Over my life, I have been primarily a saver.

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Seniors – Keep Your Allocations

Prairie Eco-Thrifter

Examples of financial advisor suggestions that would have steered my family wrong: An estate trustee at a bank recommended selling off Chevron stock that my Aunt owned “because it is too risky”. Vanguard’s Personal Financial Planner thought I should change invest all my retirement money in bonds when I moved it from my 401K to an IRA.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

They are also there working with you to help you reach your goals; even those financial goals. If we put our mind and actions to reaching a goal then we will complete it. Crystal from Stupid Cents talks 401k Allocation and where to put your money. Have you ever derailed your goals?

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P.E.P. for the Week of January 24-28, 2010- Adjustment Edition

Prairie Eco-Thrifter

As some of you know, one of my goals for 2011 is to become a certified fitness professional. The goal was to be certified by summer. Moolanomy tells us how we can reach our savings goals by using virtual bank accounts. Personal Finance by the Book askes if we should borrow from our 401K? If you ask me, no.

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Carnival of Financial Planning – Money Management Edition #236 – May 11, 2012

Prairie Eco-Thrifter

After all it was not the people who caused the problem so why should they suffer while the banks get off scot-free? Instead of avoiding them, why not research them and see if they would work for your financial goals! They do not like this austerity business one little bit. Can you blame them? I find myself looking more and more often.

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