The Frugal Girl

FEBRUARY 18, 2024

Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches! While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. Childhood joy. Visiting St.

Kids and Family 187

Kids and Family Home and Garden Money Frugal 187

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The higher your credit score, the lower the interest rate you will be eligible for — which means that lower scores equate to more expensive mortgages.

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

APRIL 4, 2024

Here’s generally how it works: The lender will do a credit check. But there’s one key difference: You use the cash from the equity you’ve built in your home to repay other non-mortgage debt, like credit card balances. For a conventional refinance, you’ll need a credit score of 620 or higher for approval.

Refinancing 52

Refinancing Work Debt Financial Goals 52

The Frugal Girl

MARCH 4, 2024

We all love outdoor activities, but we don’t all enjoy the same ones. Since we love being outdoors, we made a conscious decision to invest in equipment that would best allow us to enjoy our outdoor activities. Alan and I, by choice, bought land in an area with low property taxes. The same is true for Maine.

Green And Frugal 181

Green And Frugal Kids and Family Hotel Frugal 181

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need.

Budgeting 133

Budgeting Budget Financial Goals Goals 133