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Meet a Reader | JenRR from the Midwest

The Frugal Girl

Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches! After I became a mother, finances became much more complicated. Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. Visiting St.

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What Is A Personal Loan?

Savings Corner

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

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How To Haggle For A Bargain

Prairie Eco-Thrifter

This works really well in clothing stores, as well as home improvement warehouses like The Home Depot and Lowe’s. He also produces a blog where he writes about frugal living, personal finance, and the adventures of raising three active children. Look For Imperfect Items. Learn to Negotiate Better Prices.

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Are You Planning For Aging in Place?

Prairie Eco-Thrifter

Do you have someone in place to help you (if and when you need it) make sure that your finances are in order? We have set up our finances so that our sons can take over when we die or become incapacitated and we have an accountant. Are there groups, excursions or activities you want to be able to engage with? Giving back.

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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

Family Balance Sheet

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? The rest was our house.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. You could have less equity in your home if you take cash out.