Family Balance Sheet
JANUARY 10, 2012
Money conversations aren't always easy to have, yet I feel that for me and my husband they are so imperative to the stability of our marriage and our home. I created our Family Balance Sheet years ago as a way for me to communicate the state of our finances to my husband. Column H = Interest rate or finance charge.
Prairie Eco-Thrifter
DECEMBER 15, 2011
Many thanks to The Skilled Investor for including my post, Home Improvements that Pay You Back in the Carnival of Financial Planning – Edition #214 as well as My Wealth Builder for including it in the The Wealth Builder Carnival #57.
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Savings Corner
APRIL 4, 2024
You can improve your credit: If you use your equity to consolidate debt, your credit utilization could drop. You can take advantage of tax deductions: If you use the funds for home improvements, you could take advantage of the interest deduction. Using the cash out for home improvements is a more prudent use.”
Savings Corner
DECEMBER 24, 2023
Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.
Prairie Eco-Thrifter
DECEMBER 7, 2014
I talked to Ron Suber, President of Prosper Marketplace, last week and about growth in other loan types including: small business, home improvement, travel and medical expenses. Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Money Tips'
Savings Corner
APRIL 4, 2024
Other lenders offer so-called “no closing cost” refinances that allow you to finance these fees with the new loan instead of paying them upfront. This could translate to more savings, depending on how much you’re borrowing and whether there are other fees.
Savings Corner
DECEMBER 25, 2023
If your home has increased in value since you bought it, you may have more equity than what you’ve accrued from paying down your principal. Most lenders will require you to maintain at least 20% equity in your home. Because your home is the collateral for any kind of mortgage, you risk losing it if you can’t make the payments.
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