The Frugal Girl

FEBRUARY 18, 2024

How did you get interested in saving money? At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches! This one my husband saved from his own childhood 10.

Kids and Family 182

Kids and Family Home and Garden Money Frugal 182

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. Emergency Savings = Last Resort. Post-coronavirus, not so much! More family time!

Budget 246

Budget Budgeting Family Debt 246

Savings Corner

DECEMBER 24, 2023

Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. Get started: Define your personal and financial goals.

Real Estate 52

Real Estate Buy Buying Credit 52

The Frugal Girl

MARCH 4, 2024

We all love outdoor activities, but we don’t all enjoy the same ones. How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) What’s the “why” behind your money-saving efforts?

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. Step 4: Shop multiple mortgage lenders Getting quotes from at least three mortgage lenders can help you maximize your savings when refinancing a mortgage.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 8, 2018

Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. You can’t cut back on your rent or mortgage payment, but you can find ways to save money on your groceries. – Food: groceries, meals out, school lunches.

Budget 133

Budget Budgeting Financial Goals Goals 133