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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. I was only bringing home a net income of $3,000 a month, so paying $1,000 each month towards my debt was a lot of money, and took a lot of sacrificing. Was there a particular event?

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

Was there a particular event? Once I got home from that money changing event at my grandparents’ house, my best friend told me about this financial series she and her husband had been going through at church called Financial Peace University (Dave Ramsey). What are your financial goals now?

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Financial Tasks for First Quarter

Prairie Eco-Thrifter

I keep a copy at home, send a copy to each grown son and put a copy in the safe deposit box. To help us keep track, I created a timeline of events during our married life. Each year I add to it, whatever we did that year, plus I put in a bit about world events to set the scene. Set financial goals for the year.

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

Was there a particular event? In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. Who handles the day-to-day finances in your home or do you work on it equally? I have usually handled paying the bills and budgeting since starting to stay at home.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

Was there a particular event? We ate at home a lot and watched our food budget carefully. What are your financial goals now? The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. What inspired you to get debt free? Daniel is continuing to grow his business.

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