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My Personal Goals for 2018

Family Balance Sheet

2017 was a great year, but for some reason I did not create personal goals for myself last January. Everyone who rocks goals talks about accountability, so this year I’m sharing a few top personal goals that I made for myself and I’ll update you throughout the year on my progress. These are just my personal goals.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

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Smartphone Apps That Save You Money!

Saving Cents With Sense

This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. To use a coupon, simply display it on your phone for the cashier to scan.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

4 – Skip the AM drive-thru and eat breakfast at home. If you find yourself hitting the drive-thru on your way to work, start making your breakfast and brewing your coffee at home. 6 – Eat dinner at home. I earn about $20 every 2-3 months with my favorite grocery phone app. Who wants to cook after a long day!

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

4 – Skip the AM drive thru and eat breakfast at home. If you find yourself hitting the drive thru on your way to work, start making your breakfast and brewing your coffee at home. 6 – Eat dinner at home. I earn about $20 every 2-3 months with my favorite grocery phone apps. 5 – Brown bag your lunch.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Could I lower my cell phone plan? Take the time to enjoy a good book (on loan from the library) or go for a hike or bake a meal at home from scratch. What are your financial goals now? Right now my primary goal is building up my savings as quickly as possible (and also hopefully buying a house in the next year or two).

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