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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

Keep it businesslike and a bit formal and use this speech to prevent the conversation from becoming a high pressure appeal to your heartstrings. Take Baby Steps Start by saying no to small things. Say No the Right Way The Tower of Power site suggests that you will be more successful saying no if you use the right No.

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How We Paid off Six Figures of Debt

Family Balance Sheet

Overwhelmed with everything, I wrote our first Debt Freedom Plan based on Dave Ramey’s 7 Baby Step strategy but tailored to our lifestyle. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re STILL here! Health Sharing Ministry.

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Things I’ve Learned During 30 + Years of Home Ownership

Prairie Eco-Thrifter

I’ve been a homeowner since 1978, when we bought our fixer upper little ranch house when our second baby was 6 months old. Our current neighborhood used to be in a quiet country like setting with little to no traffic. It doesn’t pay to re-decorate every few years. I thought I knew all about keeping a house.

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