article thumbnail

Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. They’re all designed to help you save money, pay off debt, and achieve your financial goals, so please take advantage of them.

Budgeting 130
article thumbnail

How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

grocery money we took out cash every pay day. errand every two weeks to stop by the bank, but the benefits far. I do the actual bill-paying but we both know how much goes out and when, and how much is left in our account until payday. bank account and we BOTH know what is there so we can BOTH use it wisely. categories.

Debt 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Find out how Richard paid off $40,000 of debt

Family Balance Sheet

It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again. That meant no vacations, no new clothes, no eating out, nothing. Debt Negotiation – I started to wonder whether the money I owed was “fixed” or not.

Debt 100
article thumbnail

How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Use old receipts, bank statements to get an idea of how much you must spend. Total your expenses.

Budgeting 133