Savings Corner
DECEMBER 24, 2023
Get started: Define your personal and financial goals. Your bank or credit card company might offer free access to your score or credit report, too. But according to second quarter 2023 data from the Federal Reserve Bank of New York , the median score for mortgage originations is a high 769.
The Frugal Girl
MARCH 4, 2024
Alan and I are now completely retired and financially secure, but it was our frugal ways that got us here, and our habits have not changed. We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. What’s your best frugal win?
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Savings Corner
APRIL 4, 2024
Step 5: Get your paperwork in order Gather recent pay stubs, federal tax returns, bank/brokerage statements and anything else your mortgage lender requests. Most refinances won’t affect your property taxes, but completing a remodel with a cash-out refinance can increase your home’s value — which could mean a higher tax bill.
Family Balance Sheet
JUNE 8, 2018
Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Use old receipts, bank statements to get an idea of how much you must spend. Total your expenses.
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