Prairie Eco-Thrifter

JANUARY 30, 2013

Financial contact numbers for banks, credit issuers, insurance companies, and others. If your emergency is strictly financial (and even if it has a physical component to it), you should be ready with a liquid emergency fund. You can augment with other emergency sources as well. Credit card with an adequate limit.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. If you don’t have any stock market investments, how can you get in on the action?

Emergency Fund 184

Emergency Fund Debt Money Father 184

Savings Corner

APRIL 4, 2024

Building a portfolio that has at least some less-risky assets can be useful in helping you ride out volatility in the market. It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. To find the best rates, you’ll want to shop around online and compare what banks offer.

April 52

April Lowes CD Bank 52

Prairie Eco-Thrifter

JULY 10, 2014

Building a budget or a spending plan around what’s most important to you, at your very core , means that you are far more likely to stick with the current plan. An automatic contribution is made monthly to the local food bank, and I tithe. My solution to this problem is to create a spending plan that actually works for me.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

APRIL 3, 2014

Let’s take a look at some of the ways self-deprecation might adversely influence your bank account. If you’ve been hit with some unexpected bills, create a payment plan and start building an emergency fund for future occasions. Placating Through Spending.

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Prairie Eco-Thrifter

JULY 28, 2014

It’s all about building and maintaining momentum. Seeing the numbers go up in my spreadsheets and bank accounts is enough for me, but maybe you would benefit from a more visual approach, or perhaps you can set mini goals and rewards along the way. Track Your Progress.

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

MAY 26, 2016

Both are now old enough to open a bank savings account. I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. Trepidation about having the grand-kids open a savings account. Back then I had a passbook.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

MAY 20, 2014

It’s one thing to have a couple thousand dollars in an emergency fund. It’s quite another to let a few thousand dollars (or even more) sit in a low-yield bank account that doesn’t serve much of a purpose. Instead, you want to put that money to work for you so that you can enjoy life. Invest that Money.

Money 200

Money Emergency Fund Work Advantage 200

Prairie Eco-Thrifter

OCTOBER 26, 2014

If you have the time, you can open a Swagbucks account and search the internet for points that can be traded in for gift cards, or you can take advantage of bank cash bonus offers if you open a credit card or checking account. Generating free cash sounds too good to be true, but it’s not. You can also try taking surveys.

Holiday 169

Holiday Emergency Fund Homemade Eating Out 169

Prairie Eco-Thrifter

NOVEMBER 4, 2016

First, you need an emergency fund, to handle things like being laid off, the washing machine failing or the dog needing surgery. Bank loans are the age old solution to a company’s need for funding, but there are new options on the lending front thanks to technology. Stock market investors. Lenders who invest.

Real Estate 100

Real Estate Money Bank Banking 100

Prairie Eco-Thrifter

JULY 4, 2011

Glen Craig from Free From Broke asks Are Banks Ratcheting Up Their Profiling Efforts? , “In family life, love is the oil that eases friction, the cement that binds closer together, and the music that brings harmony.&#. . Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. Good question.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

NOVEMBER 30, 2014

One way to do this in a two income family is to live off of one income and bank the other. We have enough to live on from other sources and an emergency fund. You don’t have to make hundreds of thousands of dollars, you just have to have some money left over after taking care of your obligations. We did that. Tax yourself.

Virginia 160

Virginia Money Real Estate Growing 160

Prairie Eco-Thrifter

JANUARY 22, 2012

They’re great at giving advice on stuff like frugality, extra income, budgets and emergency funds, but most lack in the area of investments. Most Canadian mutual funds have high fees, which all but guarantee that these funds will lag the market. The stock market is, at first glance, an intimidating place.

Finance 187

Finance Emergency Fund Re-use Simple 187

Prairie Eco-Thrifter

OCTOBER 21, 2012

Michael from Financial Ramblings tells us how to Build a Bigger Nest Egg Through ‘Investment Creep’ , and says, “Turn the principles underlying lifestyle creep in your favor. Glen from Credit Card Smarts shares how to Use a Credit Card to Build Your Credit History Fast.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

Combined with my extra income, this $600/year (give or take $25) really helped boost my savings and therefor my emergency fund. You can then build upon those small steps. I didn’t miss that $25 but it helped me get into the habit of transferring the money from point A to point B when I got paid. Found Money.

Building 225

Building Emergency Fund Money Savings Account 225

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. It’s an actual need. Here’s what I did at first. The lattes and the dinners out?

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

SEPTEMBER 25, 2014

You can build habits to be incredibly positive. I’ve gotten into the habit of logging on to my bank account and credit card accounts when I first wake up and open the computer. After that, it’s my habit to transfer a portion of my pay to a savings account that I can’t touch; whether that’s my RRSP, my emergency fund or my TFSA.

Making 192

Making Emergency Fund Saving Debt 192