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It’s Not Too Late to Save for the Holidays

Prairie Eco-Thrifter

If you’ve not yet set aside any money for holiday shopping, know that there are things you can do now to reduce holiday expenses and round up the extra money. Estimating and Reducing Holiday Spending. The first step is to estimate how much you’ll need this holiday season. Estimate how much you’ll need.

Holiday 169
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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Have Separate Bank Accounts This should go without saying, but I will say it anyway: You need separate bank accounts. Tag team with a few friends who have the same financial goals as you, whether it’s a budgeting or a savings goal, and keep each other accountable.

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Yakezie Carnival November 13, 2011- November Edition

Prairie Eco-Thrifter

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. The holiday season is fast approaching!

November 188
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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. Glen Craig from Free From Broke asks Are Banks Ratcheting Up Their Profiling Efforts? , “In family life, love is the oil that eases friction, the cement that binds closer together, and the music that brings harmony.&#. .

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Yes Virginia, There is a Money Tree

Prairie Eco-Thrifter

One way to do this in a two income family is to live off of one income and bank the other. Put the holiday gift of cash into your account. We have enough to live on from other sources and an emergency fund. We did that. Tax yourself. Pay yourself first. Our investments have gone up and down over time with the market.

Virginia 160
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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. Use old receipts, bank statements to get an idea of how much you must spend.

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