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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

So, when it comes to financial planning or money management, I know what it takes to get from where most people are (paycheck to paycheck) to where many want to be (financial security). Over 70% of Americans admit to feeling financially stressed. Have Specific Financial Goals Financial planning is the key to financial success.

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Family Vital Information Binder

Family Balance Sheet

In fact, it was one of my 2020 financial goals. Medical Info – includes health insurance details and names and details of our doctors, dentists, and other specialists. Bank accounts. Insurance – including health, auto, home, life. It took about two hours to gather everything needed for the binder.

Family 130
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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100
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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

Family 100
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Learn How To Eat Healthy On A Budget

Prairie Eco-Thrifter

Everyone these days seems to be more focused on health. As health has become a more frequent topic of discussion among friends and family in recent years, I have become more aware that sweet potatoes are healthier for you than regular potatoes. This way I can focus on my health without breaking the bank and staying on budget.

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My Personal Goals for 2018

Family Balance Sheet

Everyone who rocks goals talks about accountability, so this year I’m sharing a few top personal goals that I made for myself and I’ll update you throughout the year on my progress. My goals are completely attainable, but they will still stretch me t o be more intentional with my time. Update financials.

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