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Money Matters: Brilliant Hacks to Consider Before Purchasing a New Home

Motherhood Moments

They will either give you a fixed-rate or adjustable-rate loan , and the difference will determine whether you pay the same amount going forward or if your payment could change. Pay Off Debts to Be More Attractive to Lenders If you have real debt problems, then another solution is to start paying off what you owe.

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How To Get A Business Loan In 6 Steps

Savings Corner

Brick-and-mortar banks tend to work with businesses that have a strong financial profile. Lenders may set requirements for: Time in business Traditional banks may require one to two years of business under your belt to qualify. For the best interest rates, most banks will look for a score of 680 or higher.

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5 Steps to Crush Debt in 2016 + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. You are directing your money where to go–giving YOU the authority over your money.

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How to Recognize the Hidden Costs of Christmas & Trim the Fat

Saving Cents With Sense

Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. You give up rights to future payments, but the savings in interest on your credit cards could make the sale worth it.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Include anything that you’d like to add to give the reader an idea about your personality. I also sold off any belongings that weren’t critical. Tell us about you and your family.

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Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

Family Balance Sheet

Include anything that you’d like to add to give the reader an idea about your personality. We ended up buying a house from a relative, which put us in even more debt. We rarely use a credit card and if we do, we pay it off right away. If we want to buy a car, we save and pay cash. Give to others.

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