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How to Recognize the Hidden Costs of Christmas & Trim the Fat

Saving Cents With Sense

If you’ve got dishes to prepare for the office potluck, dinner at the in-laws and Christmas morning breakfast—in addition to your annual holiday baking—you’ve got some big grocery bills that figure into the cost of Christmas. Start the New Year off right by making a commitment to save money and pay off debt.

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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

grocery money we took out cash every pay day. errand every two weeks to stop by the bank, but the benefits far. I do the actual bill-paying but we both know how much goes out and when, and how much is left in our account until payday. bank account and we BOTH know what is there so we can BOTH use it wisely.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again. Short Term Wins – Reducing the outstanding debt in exchange for larger upfront payments sounds great – but then you need to find the money for such a deal!

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. – Food: groceries, meals out, school lunches. Do you feel like you have more month than money?

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