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Why You Need a Home Ownership Binder

Family Balance Sheet

When something needs replaced, repaired, or updated you will know who to call and where to go. We have lived in our home for almost 15 years and have done many improvements, renovations, and repairs over the years. Had I just called a random repair company, we would have also paid for a new unit. HVAC repair. Living room.

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How to Build your Emergency Fund

Family Balance Sheet

In the same week, I woke up one morning to an icy cold shower and the discovery that our hot water heater was broken beyond repair. With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Many borrowers use them to pay for major home repairs or renovations, like finishing a basement , remodeling a kitchen or updating a bathroom. homeowners as of year-end 2023.

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Should You Spend Your Money on Home Re-Decorating?

Prairie Eco-Thrifter

Well, I had to research this one as I’ve lived in the same home for 26 years now and have only changed out the paint once (repairing all those holes the kids put in the walls with their dart boards!) Bath and kitchen cosmetic redos aren’t cheap but are less expensive than a complete tear out and replacement.

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How to Build your Emergency Fund

Family Balance Sheet

In the same week, I woke up one morning to an icy cold shower and the discovery that our hot water heater was broken beyond repair. With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. We paid an excavator (to dig the hole for the foundation), a well driller and a cabinet maker (for our kitchen and bathroom cabinets). I’ll bet the dollar amount would be staggering.

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Realistic Ways to Save Money Each Month

Saving Everyday

The first thing I do every morning is make coffee, sit down at my desk, open my budget spreadsheet, log into the bank, and enter anything that came out overnight plus what we spent the previous day. While I don’t have a notepad, I do have a spreadsheet, and I know where every dollar of my money goes. Keeping track of your money is crucial.