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How To Get A Business Loan In 6 Steps

Savings Corner

Brick-and-mortar banks tend to work with businesses that have a strong financial profile. Lenders may set requirements for: Time in business Traditional banks may require one to two years of business under your belt to qualify. For the best interest rates, most banks will look for a score of 680 or higher.

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5 Ways to Reduce Your Debt

Prairie Eco-Thrifter

This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. Trying to manage your finances and prioritize on paying off debt is impossible if you don’t keep a proper track of your income and outgoing’s. Don’t hit your limit.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

” Recently Go Banking Rates conducted two studies on savings rates with startling results. We charted out our course of action to pay off debts and start saving for retirement. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. Write these dreams down on paper.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Use old receipts, bank statements to get an idea of how much you must spend. Total your expenses.

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