Family Balance Sheet
JUNE 4, 2015
We had our daughters later in life and at a crucial time in our lives, I stopped our retirement contribution. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. I had to cut something from our spending and do it quickly.
Family Balance Sheet
SEPTEMBER 21, 2015
One of the hardest conversations I have had with my husband was when I told him that I didn’t know how we would pay our bills that month. At that point, we will get back on track with saving for our retirement , our daughters’ education, and hopefully have some extra funds for fun. Where were we over-spending?
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Prairie Eco-Thrifter
DECEMBER 8, 2014
We took a day trip to a small town in our area several years ago with our grown son and daughter-in-law. Conversely, if you are shelling out bills to buy something, it seems hard than sliding that plastic. You’ll never be declined when using cash. Some places do not accept credit cards. They had no cash. We bought lunch.
Family Balance Sheet
MARCH 18, 2011
When we got home, my daughter went to get her wallet. She counted out 5 $1 dollar bills and was ecstatic when she realized she had a dollar left. This was literally the first conversation we have had about money. I will buy it for you, but you're going to have to pay me back when we get home. Do you understand?", 5 yo : "OK!"
Prairie Eco-Thrifter
NOVEMBER 12, 2015
My daughter-in-law has already taught her children to only eat a single ‘serving size’ of treats. Conversely, if you eat wholesome meals at specific times of the day and don’t graze on junk at other times, your body will eventually adjust and not crave the junk. He lost weight. Routines make you more efficient.
Prairie Eco-Thrifter
AUGUST 23, 2012
My daughter-in-law knew the power of negotiation. Crystal (owner of Budgeting in the Fun Stuff) wrote about how she annually contacts her cable/internet supplier to get reductions in her bill – step by step. Most of what he did was to hose down the outdoor filter – and write us a bill for upwards of $100. De-cluttering.
Family Balance Sheet
AUGUST 11, 2016
I’m busy raising my daughters with my 50-something husband, managing our small business, and writing my blog. ” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall. I really am enjoying this decade though. Is that possible?”
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