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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We sold extra items that we weren’t using through Craigslist and garage sales. We lowered our living expenses and looked at our bills and decided what we could live without. How long did it take you?

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How to Save Money by Downsizing

Prairie Eco-Thrifter

Next, figure out how many square feet you have allocated to storage, making sure you remember all closets, spare rooms, garage, basement and attic. Divide the dollars by the square feet and you will get a figure that is the cost of each square foot of space per month. Maintenance costs will be lower as will your insurance premiums.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. Today, my husband and I can’t park a car in our garage because it is filled with 5 bikes, 2 scooters, 2 wagons, and a big wheel.

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

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Learn to Negotiate Better Prices

Prairie Eco-Thrifter

We get the satellite bill and pay the price on the statement. Budgeting in the Fun Stuff negotiated a reduction in her cable and internet bills by calling the retention department and saying she would hate to leave but would if she couldn’t work out a cost reduction for the services. Garage sales – need I say more?

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20 Tips for Frugal Living

For the Mommas

Shop around at garage sales, thrift stores and online classifieds for furniture and other household items. Stop using your credit cards. Credit cards make buying too easy and you usually end up buying too much when you use them. And if you rent, save money and then invest the difference. Plan a movie or game night.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too. Determine the maximum loan you qualify for.