Family Balance Sheet

FEBRUARY 16, 2016

Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Another idea would be to stop spending your $1 or $5 dollar bills and collect them.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

For the Mommas

JULY 27, 2016

Enfamil Family Beginnings – Free gifts & formula coupons. Similac Strong Moms Kit – Free Gifts and coupons. Take a look at all your monthly bills – utilities, groceries, insurance – and come up with a plan to reduce them. You may even be able to eliminate larger bills by getting rid of the service altogether.

Baby 40

Baby Debt Credit Cards Phone Service 40

Family Balance Sheet

MARCH 23, 2011

Are you looking for more ways to trim your grocery bill? Switch from paper napkins to cloth napkins - We have been using cloth napkins ever since we received them as a wedding gift ten years ago. Switch from paper napkins to cloth napkins - We have been using cloth napkins ever since we received them as a wedding gift ten years ago.

Economical 185

Economical Kitchen Paper Groceries 185

Work With What You've Got

SEPTEMBER 22, 2008

My friend Bill actually first spotted them, as well as a wine colored pair at the thrift store. I was deliberating between the two colors when Bill pointed out that for 5 dollars, I might as well get both. Dress, Soprano at Ross Boots, Vintage YSL, thrifted Bag, GAP, gifted by Erin H Earrings, self made.

Thrifting 40

Thrifting Thrift Stores Couch Bills 40

For the Mommas

JULY 24, 2016

Shop around at garage sales, thrift stores and online classifieds for furniture and other household items. Frugal gifting. Gifts don’t have to cost a lot of money. Look for ways to do it cheaply, by making a gift. And if you rent, save money and then invest the difference. Go to the library. Drink water.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

JULY 23, 2014

Thank you notes were hand written and sent via USPS, before we got to use the gift. Christmas gifts were precious, opened one at a time taking turns, and then examined by everyone present before the next guy got to open theirs. There were no online saving or bill paying services. Neighbors knew each other. Go Frugal'

Growing 180

Growing Home and Garden Radios Kids and Family 180

Couponing 101

JANUARY 15, 2015

What we are still paying for: • Regular Bills • Home Business Expenses • Gas • That’s it! Gift Cards I have a few gift cards that we can use to buy a few groceries, if necessary. These are gift cards I’ve earned through money-saving smartphone apps and Swagbucks. I then used that cash to buy coffee, milk, and eggs.

Leftovers 40

Leftovers Freezers Gift Cards January 40

Family Balance Sheet

JULY 9, 2015

Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. She cut her cable bill in half, rewrote her car and house insurance saving her $300, stopped the coffee runs, eliminated her dry cleaning bill. Shannon made crafts and sold them on Etsy.

Debt Free 100

Debt Free Debt Budgeting Budget 100