Savings Corner

APRIL 4, 2024

Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you can change the loan type as well as your lender. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. What is refinancing?

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Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Taxes – How can you minimize your tax bill and ensure the money is there when you need it? But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you.

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Family Balance Sheet

FEBRUARY 19, 2022

Pay our bills in a timely manner. Most are now set up on automatic billing which almost makes this a non-issue, but early on when I mailed actual checks, paying bills on time was a top priority. We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free.

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For the Mommas

JANUARY 23, 2013

According to the Wall Street Journal, 88% of resolutions fail, so the key here is to set small, achievable goals that add up to a whole lot of savings. There are websites out there that will allow you to set a goal. If you’re still worried you’ll break your resolution, consider motivating yourself by money. Paying Off Debt.

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Family Balance Sheet

FEBRUARY 10, 2017

Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our bills and responsibilities didn’t waiver however, even though our income dipped. Over the years, we took advantage of low interest rates and refinanced and transferred the loan several times.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

This means taking all or most of your loans and then refinancing them into a single loan held by one lender, making it easier and often cheaper to pay off. So, don’t go racking up more credit card debt , and use the card responsibly until you have met your goals. If you only have the past and no current, lenders get a bit skittish.

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