Family Balance Sheet

JANUARY 20, 2023

By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense. At the end of 2022, I totaled the year’s worth of groceries and was blown away by the number. Track our Success!

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

FEBRUARY 2, 2017

Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). What need are you trying to fulfill by over spending or shopping? She and her husband also used a visual motivation chart posted on their refrigerator.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

AUGUST 28, 2013

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Today is the eighth meeting, but you can join us at any time.

August 100

August Club Christmas Goals 100

Family Balance Sheet

JUNE 25, 2013

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Or challenge yourself to reduce your grocery spending by your shortfall.

June 100

June Club Christmas Goals 100

Family Balance Sheet

JANUARY 1, 2015

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Weekly Meals on a Budget. Maintaining a grocery budget is a weekly process for me. Budget Financial Freedom'

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 5, 2015

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. That’s motivation to take some time to scour Craigslist and some local second hand furniture stores this week.

Thrifting 100

Thrifting 2015 Thrift Stores Buying Second-Hand 100

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. We got back on track with planning our spending and we were able to breathe again. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life.

Budgeting 133

Budgeting Budget Financial Goals Goals 133