Family Balance Sheet

JANUARY 20, 2023

Sidebar: Restaurants are also a budget buster for us, and I will be extra diligent in this category as well. Earn Additional Income You can only cut so much from a budget, so we’ll need to also earn extra income by continuing to grow our small businesses, along with finding other income streams. Track our Success! Get out the shovel!

Financial Goals 130

Financial Goals Goals Debt College 130

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Written Budget. Create a hand written budget and make several copies. Make sure the budget includes some money for things that help make life enjoyable. It will be easy to spot habits or spending patterns.

College 100

College Budgeting Budget Friends And Family Sale 100

For the Mommas

JULY 17, 2016

5 Ways to Make Living on a Budget Fun. If you think words like budget and fun don’t belong in the same sentence, you may need to shift your thinking on budgeting. Sure, living on a budget isn’t as fun as taking a great vacation abroad, but it doesn’t have to be depressing either. Create a budget accountability group.

Budgeting 40

Budgeting Budget Making Craigslist 40

Family Balance Sheet

MARCH 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . This should cover my tentative Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

March 100

March Club Christmas Budgeting 100

Family Balance Sheet

SEPTEMBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 September Club August 100

Family Balance Sheet

JUNE 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

NOVEMBER 19, 2014

We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. How often do you and your spouse discuss your finances/budget/spending?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

JULY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 113

2019 Club July Christmas 113

Family Balance Sheet

APRIL 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 April Club Christmas 100

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

MAY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

FEBRUARY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . The First Assignment: The assignment that is due today was to create a total Christmas budget. Divide your total by 9.

2019 100

2019 February Club Christmas 100

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

Check them out: Good Reads From The Blogosphere: Mr.CBB @ Canadian Budget Binder makes a great point that life becomes a lot easier if we just simplify it in his post: Happiness is everything: Saving Money and Buying Time. 5 Tips for Motivating Yourself to Exercise More. Small salary and high cost of living? How To Decide On A New Car.

Fridays 187

Fridays Budgeting Budget New Cars 187

Koupon Karen

FEBRUARY 28, 2024

Whether for birthdays, holidays, or knocking out weekly shopping, finding ways to save money without compromising treats and essentials offers welcome budget alleviation. Exclusivity keeps motivation high for perpetual deal hunting too. Retail codes aid fashion experimentation on a budget removing barriers inhibiting curiosity!

Discount 40

Discount Finds Codes Used 40

Family Balance Sheet

FEBRUARY 2, 2017

Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). She and her husband also used a visual motivation chart posted on their refrigerator. Each month when they do their budget, they update their chart.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 8, 2012

I’m not much into budgeting. It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. It’s a lot like a budget, and many people have told me they think that it’s a budget. Let’s consult the budget.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

AUGUST 7, 2012

To do this, you really do need to have a budget. So bite the bullet and sit down to create an effective personal and household budget. With your budget in place, it becomes so much easier to control your day-to day finances. With your budget in place, it becomes so much easier to control your day-to day finances.

Financial Goals 213

Financial Goals Goals Making Simple 213

Family Balance Sheet

JANUARY 26, 2016

Finally, we are able to see the light at the end of the tunnel and are more motivated than ever to pay off these final two loans. You can only cut so much from a budget, so to fill in our shortfall, we’ll need to also earn extra income by growing our small business and growing my blog income. Earn Additional Income.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

JULY 28, 2014

Find something to motivate you into becoming financially literate. Another word for that roadmap is a budget. Not only does the budget need to account for all of your regular life expenses but it should also include line items for your big and small goals. How to Start.

Hobby 189

Hobby Money Making Goals 189

Penny Pinchin' Mom

MARCH 11, 2024

Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget. You can even use a budgeting app if you need a little more support reaching your financial goal. As per your budget, how much do you need to use every week? I can, however, help you with the plan.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JANUARY 2, 2014

I feel stuck, like I can’t get out of a cycle of a routine that I don’t find motivating or inspiring. Declutter our budget so we can reach our financial goals. My life, my schedule, my priorities, my home, and what goes on in my head have all been very chaotic and suffocating lately. Everyday life can get that way.

2014 160

2014 Financial Goals Goals Cycle 160

Prairie Eco-Thrifter

AUGUST 25, 2014

Make a Budget, Review Your Budget or Review Your Spending. If you don’t already have a budget, make one! Doing this will help you reach your financial goals much more quickly and may give you the motivation to change your spending habits here and there. After all, visualization is a very valuable tool.

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

JUNE 11, 2014

Our plan is going to take us several years and I think celebrating will motivate us when the going gets long and tough. We tightened our budget, got laser focused on turning around our business, and shoveled any extra cash into our savings. It happened in 2006 and again in late 2012 to early 2013. Let us know in the comments.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

APRIL 25, 2013

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. I''m still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. Today is the fourth meeting, but anyone can join at any time.

April 100

April Club Christmas Goals 100

Prairie Eco-Thrifter

JULY 18, 2011

Please join me in welcoming Crystal from Budgeting in the Fun Stuff to the PET team. She blogs about personal finance at Budgeting in the Fun Stuff and how she earns money at How I Money Online. Hearing the stories of other’s triumphs in this area are very inspiring and motivating for me.

Personal Finance 124

Personal Finance Houston Budgeting Budget 124

Family Balance Sheet

MARCH 25, 2013

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. Today is the third meeting, but anyone can join at any time.

March 100

March Club Christmas Goals 100

Prairie Eco-Thrifter

APRIL 8, 2019

Most gyms have very affordable rates and motivational programs, helping you get healthy without needing to spend too much. This may initially make a dent in your budget, but will pay itself off in time. Today we are going to learn how to go green, get healthy, and save money at the same time. Hit the Gym Regularly.

Saving Money 113

Saving Money Green Money Home and Garden 113

Family Balance Sheet

AUGUST 4, 2014

This motivated Jon to not ever feel like he had to keep working at a job that he was clearly overwhelmed by just because he couldn’t afford to do anything else. How often do you and your spouse discuss your finances/budget/spending? Budget Debt Free Stories Financial Freedom' What are your financial goals now?

Debt Free 243

Debt Free Debt Goals Student 243

Prairie Eco-Thrifter

JULY 11, 2013

Before you get caught up in trying to throw and over the top party, check out Mr.CBB’s tips to spend less and have a kid’s birthday parties on a budget at Canadian Budget Binder. Are you struggling to find motivation with your financial goals? Are you planning a child’s birthday party soon?

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Coupons Do Work

NOVEMBER 22, 2016

This is what motivates me to workout. OR, choose free no-rush shipping and get a $5.99 credit for Prime Pantry OR a $1 credit for eBooks & more – may vary by user. Honestly, this is a great deal. by far my favorite series !

2017 100

2017 Amazon Motivation Credit 100

For the Mommas

OCTOBER 15, 2014

If a Fitbit is not in your budget, check out the Spark Activity Tracker on Amazon for only $29.95. The Spark is an all-day activity tracker that motivates you to stay active throughout the day. Stay motivated with trophies and challenges with real prizes! Lightweight and easy to wear on your pocket, belt, shoe or bra.

Activism 80

Activism Amazon Motivation Wireless 80

Family Balance Sheet

JANUARY 4, 2016

And to stay motivated, I want to continue to share the successes of others with more Debt Free Stories. It is possible to eat well on a limited grocery budget. I’ll explore new ways to save money at the grocery store and based on positive feedback, I’ll continue posting What We Ate on Our Budget on Fridays.

2016 100

2016 Money Financial Goals Debt 100

Cheap Chica's Guide To Style

JANUARY 6, 2015

Whether you’re getting back on that yoga routine or hitting the gym, the quickest way to get yourself motivated is by investing in some new gear. Luckily, we’ve found 5 killer pieces that will inspire you without hurting your meager January budget. Here are our favorites: Y oga Mat , $34.95 , H&M.

Work 62

Work Nike Shopping Motivation 62

Prairie Eco-Thrifter

MARCH 24, 2011

It is also responsible for processing concepts of motivation and reward. When this happens, we become motivated to act; thinking and learning are enhanced. Conversely, negative emotional states, such as anger and sadness, have been shown to have a negative impact on learning and motivation. So, how is your emotional state?

Motivation 124

Motivation Money Debt Goals 124

Penny Pinchin' Mom

FEBRUARY 16, 2024

It may even motivate you! Even if you have a strict budget and savings goal for your car fund, if you have $100 today, I guarantee you that you’ll find something to use it on unless you are determined to save it and add it to your savings account. Setting up an automatic savings account system works wonders for me.

Cars 52

Cars Car Bank Banking 52

Family Balance Sheet

JULY 22, 2015

After putting together a budget, it took us 18 months to pay off all of that debt! Seeing that number was motivation enough to start making some drastic changes. The main arguments we had happened when we overspent in a budget category. How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Finance Finds 100