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3 Tips to Ensure You Adhere to Your Budget

Prairie Eco-Thrifter

I remember when I first started budgeting, I found it extremely easy to stick to my budget. I followed it very closely, tracked my spending, and worked hard to ensure I was keeping my spending within the limits of the categories. This is because I couldn’t afford to stray from my budget.

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Work Harder, Then Work Smarter

Prairie Eco-Thrifter

Now, of course everyone can make some extra money from time to time, but what is the logical answer to digging yourself out of this paycheck-to-paycheck life? Income: Work Harder. I already work a full time job and there’s just no time in my schedule for anything else!&# Income: Work Smarter.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

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Find out How Drew & Farrah Paid off $200k of debt, including their HOME

Family Balance Sheet

Drew works full time for Department of Defense. Farrah works part time for Department of Defense. We love church and missions work. It’s been busy with the babies and so much work/income that hobbies lately have been sleeping (if we can) and traveling. What are the top 3 – 5 ways you found money to put towards debt.

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Ways to Beat Lifestyle Inflation

Prairie Eco-Thrifter

I still have debt to pay off and want to buy a house, so all of that inflation money could go toward saving or paying down debt more quickly. I think setting it up like this so that it never hits my account will stop me from rerouting the money toward less important things, like new dresses and shoes. Likely, there was a reason.

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Money vs. Family Life

freestuff.tv

Yes, you now have responsibility (albeit limited) and earn money, but it is the transition period where you still have lots of freedom and flexibility. Working weekends may not be necessary, the work day may not exceed the 8 hours required and you will still get to see your friends. Money Does Not Equal Happiness.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. 2 – Decide where to put the money. Now it’s time to FIND THE MONEY! 30 Ways to Find Money for your Emergency Fund.