Prairie Eco-Thrifter

NOVEMBER 6, 2013

I remember the old S&H Green Stamp days when folks would paste their little green stamps (which they go from buying stuff) in a book which could then be redeemed for more merchandise available from the catalog. Credit card rewards programs are no different. The rewards encourage you to charge things on their card.

Credit Card Rewards 228

Credit Card Rewards Credit Cards Credit Rewards 228

Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

Debt 52

Debt Credit Cards Credit College Tuition 52

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Buy in Bulk Apart from using coupons, I advocate buying in bulk when at the grocery store.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

APRIL 13, 2011

Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? Do you buy things you didn’t know you wanted until you saw them on display in a store? Next, when you do go shopping, make a list and take only enough cash to pay for what you have planned to buy. Yes or No.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Savings Corner

APRIL 4, 2024

Credit card rates are lingering above the 20-percent mark, and personal loans can stretch into the 25–35 percent range for borrowers with less-than-perfect credit scores. You can deduct the interest (up to the limit) if the home equity loan is used to “buy, build or substantially improve” the property. to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

OCTOBER 22, 2013

Encourage your kids to save money if they want to buy something they like and to not spend more than their budget allows. Although a car or college tuition may be the immediate expenses your kid is saving up for, it’s never too late to plan and prepare for a house down payment or retirement either. Learning What They Live.

Money 234

Money Kids College Tuition Kids and Family 234

Savings Corner

APRIL 4, 2024

Specifically, the IRS allows deductions on HELOC or home equity loan interest payments if the funds are used to “buy, build or substantially improve the residence.” Frequently asked questions on HELOCs What is a home equity line of credit (HELOC)? Like credit cards, HELOCs come with variable interest rates.

Credit 40

Credit Home Debt College Tuition 40