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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? We are debt.

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20 Tips for Frugal Living

For the Mommas

You can use the difference in income to pay off debt, save or invest. Buy as small a house as you can while still being comfortable. Buying isn’t always the better investment. If you calculate your mortgage interest, the cost of insurance and maintenance, buying can be much more expensive than renting. Eat out less.

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5 Ways to Trim Your Budget For Your Child’s College Fund

Prairie Eco-Thrifter

But those can saddle your children with debt for 20 years or more! Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Eating Out. Use coupons, children eat free specials, and discounted restaurant gift certificates to save on meals.

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Meet a Reader | M from the PNW

The Frugal Girl

” We didn’t even really vacation; it was mostly frequent eating out and retail spending. Amusing Free Produce Living within walking distance of our city library is another win. Also, thrifting —I very rarely buy new, it’s normally secondhand. And neither of us is comfortable carrying debt beyond the mortgage.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

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5 Ways to Lower Your Monthly Bills

Prairie Eco-Thrifter

Here are some examples: Stop eating out on the weekend. If you’re lacking on equipment front, check out Amazon for some great deals on appliances. Stop buying lunch every day. If I can’t get the item online, then I check with my local library to see if they have it for sign out.

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Meet a Reader | Biker Liz

The Frugal Girl

Can’t believe I live here – a lake near my house Because I’ve lived so many different places, I’ve seen first-hand how good use of available resources can really improve overall community experiences, such as community gardens that utilize city-wide composting programs, to libraries, cycling infrastructure.