Family Balance Sheet

APRIL 30, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

MARCH 26, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 4, 2015

We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. Our grocery budget since January has been $450 , which is down from an average of $600 last year, but I wanted to see if I could get it to $400 for March. I occasionally buy junk food.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Not only do I need to get control of our grocery spending again, but I also am challenging myself with a new budget for January. 3 Reasons Why You Should Plan Your Meals: 1.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. Plan ahead.

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

AUGUST 4, 2014

With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us. What are your financial goals now? Currently our goal is to max out both of our Roth IRA accounts each year.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

APRIL 1, 2021

If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. Did you buy the materials to make that cute craft that you found on Pinterest but the bag is still sitting in your dining room…3 months later? Put the money in your emergency fund instead.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130