Prairie Eco-Thrifter

MAY 1, 2013

While it’s nice to think that stocks offer 10% annualized returns over 20 years, the reality is that the S&P recently only returned 7.89% over a 20-year period (according to the most recent DALBAR survey). If you are buying a home, start with the 30% rule, and then evaluate where that puts you in terms of finances.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Saving more (52%), spending less (19%) and paying off debt (19%). Is now really the best time to buy that new couch or could you find one for free? Paying Off Debt.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Savings Corner

APRIL 4, 2024

Source: Bankrate national survey of lenders As for 2024: The potential for Federal Reserve interest rate cuts could be good news for home equity loans. You can deduct the interest (up to the limit) if the home equity loan is used to “buy, build or substantially improve” the property. To do this, you’ll need to itemize your deductions.

Home 52

Home Debt Credit Cards Credit 52

Motherhood Moments

FEBRUARY 7, 2023

It also released its nationally representative 2023 Valentine’s Day Spending Survey , which found that more than 1 in 4 of Americans expect their Valentine to not spend any money on gifts this year. Virginia Beach, VA Valentine’s Day Spending Survey – Key Stats Some People Anticipate Smaller Gifts. New York, NY 13. Atlanta, GA 14.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Sometimes we buy stuff on a whim, only to be disappointed later. But not all my impulse buys have been duds. That man was Steve Jobs. Shamwow guy, you listening?)

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

JULY 4, 2011

Tim from How to Make Bankable Savings discusses Buy Versus Rent: Non-Financial Considerations are Ke y The decision to buy or rent your home involves more than a financial analysis. A recent survey claimed that six out of ten parents provide or have provided financial help to their adult children.

Personal Finance 240

Personal Finance Finance Family Debt 240