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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

We can surf the Internet, check our email, send each other images, and text with much greater ease. The reality, of course, is that paying the monthly charges — not to mention buying the phone in the first place — is somewhat expensive. Sometimes, I even say I *need* my iPhone.

Phones 229
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. Are you paying too much for home/auto insurance, cable, internet, cell?

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Save Money – Develop Important Home Owner Skills

Prairie Eco-Thrifter

With interest rates at all time lows, more foreclosures coming on the market and prices at decade low levels, you may be looking to buy a home or investment property. To get the best deal when buying your house, you have to negotiate. To get the best buy on new furniture to fill your house, you have to negotiate.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. Are you paying too much for home/auto insurance, cable, internet? If you find yourself hitting the drive thru on your way to work, start making your breakfast and brewing your coffee at home.

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6 Steps to Creating a Budget You Can Stick To

For the Mommas

After you have an accurate account of what you buy or pay for each month, it is time for you to cut out any unnecessary monthly expenditures. You might want to add in a bit of leeway money in case you end up needing to buy something you hadn’t planned on. Utilities- electricity, propane & gas, water & sewage.