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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund. year old Honda Odyssey with a new to us vehicle. I have been using it ever since.

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Financial Success: It’s Not Always About Your Income

Prairie Eco-Thrifter

When I was younger, I used to think that a higher income was the solution to most of my financial issues. So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. Living there would be a different animal altogether and it would take a much higher income to make do.

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Yes Virginia, There is a Money Tree

Prairie Eco-Thrifter

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. Her secret was paying attention to what stocks her successful boss was buying and selling, and often following suit to a smaller degree. A tended tree will do better than an ignored one.

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What Do You Tolerate to Save Money?

Prairie Eco-Thrifter

After all, there may still be useful life left in it, no reason to trash it just because one little thing goes wrong. We have a structural engineer coming tomorrow to tell us what he thinks should be done to fix it. Good thing we have that emergency fund because this won’t be cheap to fix. Why tolerate broken?

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Our 2018 Financial Goals

Family Balance Sheet

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Read our Health Insurance Story: .