Prairie Eco-Thrifter

OCTOBER 26, 2014

There’s no point in using more money than you need to. Make a list of all of the family and friends you buy for and how much you usually spend. If you’re hard pressed to find extra work, you could always donate some plasma for a month to make extra money that way. Estimate how much you’ll need.

Holiday 169

Holiday Emergency Fund Homemade Eating Out 169

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. Should You Buy a House Now? However, this isn’t always the case. I like travel.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Penny Pinchin' Mom

JANUARY 16, 2024

Again, you’re not alone with this problem. Create a Spending Mantra There’s no escaping expenses; we need to buy things and spend money to live. Every time I want to buy something, I simply ask myself, is this (whatever it is I want to buy) better than going to Thailand next year?”

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. No, although we inadvertently used the debt snowball method without having heard of it. Building an emergency fund also helps enormously.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

AUGUST 15, 2012

I know that, technically, we’re supposed to store wheat. However, right now we don’t grind down wheat to use in our regular meals. You don’t want to overwhelm your budget , so buy items in an orderly manner. Each week, buy something on your food storage list. There’s no need to go overboard.

Storage 229

Storage Building Home Bank 229

Prairie Eco-Thrifter

NOVEMBER 30, 2014

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. Her secret was paying attention to what stocks her successful boss was buying and selling, and often following suit to a smaller degree. #117046655 / gettyimages.com. Gladys Holm.

Virginia 160

Virginia Money Real Estate Growing 160

Prairie Eco-Thrifter

OCTOBER 20, 2014

After all, there may still be useful life left in it, no reason to trash it just because one little thing goes wrong. We have a structural engineer coming tomorrow to tell us what he thinks should be done to fix it. Good thing we have that emergency fund because this won’t be cheap to fix. Why tolerate broken?

Saving Money 162

Saving Money Money Saving Emergency Fund 162

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Sometimes we buy stuff on a whim, only to be disappointed later. But not all my impulse buys have been duds. Personal Finance Whiz : What Is An Emergency Fund?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

MAY 6, 2016

Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow. What are some of the methods used for investing? So, I was buying my shares at ever increasing prices!

401K 100

401K Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 26, 2016

What can you even buy for $.06? While the grand-kids savings account alternatives are slim – save in a piggy bank or buy that new toy, adults have a few other options. Of course, depending on what we buy, we may experience some buyers remorse. We could take on debt to grow using other people’s money.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

JANUARY 20, 2017

emergency fund, so we started throwing what little extra we had straight. We committed to using a cash budget, and we talked daily at. When the second loan was paid off, we used everything to go towards. came up that day that made us need to tweak some of our other budget. 2 – Used a cash budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps. If you can make it from scratch rather than buying it – do it. The list helps keep me focused and prevents me from buying other items.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 17, 2018

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Save a starter Home Emergency Fund.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Savings Corner

DECEMBER 25, 2023

Coming up with enough cash for a down payment to buy a house can be the single biggest roadblock for prospective home buyers. You use a loan to pay the rest of the purchase price over time. The mortgage lender provides the rest of the money to buy the property. You don’t have to make a 20% down payment to buy a house.

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

JUNE 22, 2020

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

JANUARY 10, 2012

I want to use up all my holidays from work, as well as going on some random weekend road trips. Okay, congratulations on that, but have you fully funded your emergency fund? Buy Assets Instead. You could buy several dividend paying stocks, each of which will spin off income each and every quarter.

Travel 226

Travel Debt Finance Emergency Fund 226