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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Sellers still have an edge in many areas, thanks to a continued scarcity of houses, and no one expects a dramatic housing market crash. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Doing so will empower you to make the best decisions for your family — and your wallet.

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Meet a Reader | JenRR from the Midwest

The Frugal Girl

At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. I was determined to buy a house that was less than we could afford. We ending up buying our current home in 2015, when local prices and interest rates were significantly lower. Childhood joy.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe. We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me.

Budgeting 246
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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

Perhaps your sibling has a drug problem and wants to buy more drugs with the money. Perhaps your sibling has been repeatedly fired and can’t make his house payments. Delayed No : Buy time by saying you will get back to them later (maybe they will get the money some other way).

Money 264
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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Also to top it off, I had a huge property tax due that month for our office building that was going to be difficult to pay for in light of the circumstances. We followed Dave Ramsey’s debt snowball method and paid the smallest loan off first while making the minimum payments on the other 4 loans. March 2020 arrived.

Debt 130
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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Even though Alan was an IT professional by trade, his logical mind also understands what makes all kinds of mechanical things work, and he can repair just about everything I break. Alan and I, by choice, bought land in an area with low property taxes. Mary, thanks so much for joining in! Guess what!

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How We Paid off Six Figures of Debt

Family Balance Sheet

With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. We started with 5 loans and paid the smallest loan off first while making the minimum payments on the other 4 loans. In 2020, we still use and are thankful for Medi-share. We need to increase our income.”

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