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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Pet care- food, medication, grooming, etc. Food- groceries, eating out, ordering delivery, etc. For example, your electric bill may be higher in periods of more extreme weather if you use your air conditioner and heat to offset the temperature outside. Utilities- electricity, propane & gas, water & sewage.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? For example, if you love crafts, see if Michael’s is hiring, or if you love to garden, see if your favorite local nursery is hiring. Also, look into food delivery services, such as GrubHub, Uber Eats, and Door Dash. 18 – Teach your skills.