Family Balance Sheet

APRIL 9, 2021

After the FPU class, we looked at our debts differently. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business. It was a reminder of our priorities.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Motherhood Moments

MARCH 4, 2023

Start by evaluating your needs versus your wants, and make sure your spending aligns with your goals and values. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

Debt 130

Debt Money Building Credit Cards 130

Family Balance Sheet

MARCH 19, 2014

After the FPU class, we looked at our debts differently. Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. Our goal is to have everything funded by the summer. “Setting a goal is not the main thing.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. We had such a sense of freedom after making that last payment and we let ourselves dream about some tangible goals that we sacrificed during those payoff years, such as travel and a new-to-us camper. A local yoga studio is offering online classes.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? If you are married, make sure you talk the money talk, frequently, with your spouse.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Savings Corner

APRIL 4, 2024

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. But if you’re looking for growth, consider investing strategies that match your long-term goals. It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund.

April 52

April Lowes CD Bank 52

Family Balance Sheet

FEBRUARY 4, 2015

We were living on one income that placed us just at the top of lower class income level. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. If married, who initiated the debt free goal? What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100