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Planning for Christmas 2011

Family Balance Sheet

As an experiment, I switched to cash in 3 categories : groceries, dining out and clothing on January 1st. I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. I have now decided to add gift giving to the list of cash categories.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

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Ways to Save Money on a Tight Budget

Saving Everyday

Used clothing, toys, and necessities sell very well. Things like bassinets and newborn clothing are in high demand and sell quickly! If I wanted to save money quickly, I could probably get that down to about $300 by focusing on cheap meals. Remember that money saved is money earned! Save your savings.

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Start Small; Dream Big: Achieving Financial Security From Small Beginnings

Prairie Eco-Thrifter

What about holidays, cars, homes, designer clothes, retirement? Tarahas this idea – “I made a game of finding new ways to stop spending everything I earned so I could save. When I found a new way, I bought a small treat and then put the rest into my growing savings account. So, dream big. What would you love to have?

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10 Savvy Ways to Save in 2014

Saving Cents With Sense

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. And when dining out, at least follow these 15 Smart Tips to Save Money when Eating Out.

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10 Savvy Ways to Save in the New Year

Saving Cents With Sense

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. How about clothes? Are you spending too much on coffee each month?