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Where we found money in April

Family Balance Sheet

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. Finding extra money is a game for me.

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Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. Swap with another family who could use a date night too. We used to live near a trail that was very shaded and had picnic tables along the path.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We have been using this system ever since. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. To get started, gather the following: pencil.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

Family Balance Sheet

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We used (and currently still follow) Dave Ramsey’s Baby Steps. Shop with a list, and not just for food.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! How on earth could I pay off *more* debt, if even servicing the monthly minimums was causing me anguish? Are those jeans worth it? That electric drill?

Debt 100
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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE! Jackie and her husband paid off $147,000 of debt in 10 years and are debt free. They’re still working on developing their goals for 2017. Shannon and her husband paid off $22,000 in nine months.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

Yep, we’re newlyweds and eloped together in December 2013. What are the top 3 – 5 ways you found money to put towards debt. I started Careful Cents and used that as a platform to find freelance writing opportunities. I also downsized my lifestyle and sold extra furniture, clothes, and jewelry, on Craigslist.

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